By submitting you agree to be contacted by lenders in our network and to our Privacy Policy, Terms and E-Consent. EclipseLend is not a lender.
EclipseLend is not a lender. Submit and a lender in the network may respond.
Four steps from this page to a possible lender response.
Choose your amount
Pick any figure from $100 to $5,000. That number travels with you through the rest of the form — no need to re-enter it.
Fill out the form
Answer the questions on this page. Everything is handled here. No account to create, no redirects to another site.
Your request is routed
EclipseLend is a connection service. Once you submit, your completed form is sent to lenders who serve your state and review requests as they arrive.
A lender may reach out
If a lender in the network sees a match, they may respond on-screen before you leave, or follow up with you directly afterwards.
EclipseLend is a connection service. Offers you see come from responding lenders.
Not a lender
EclipseLend does not lend money. It passes your form to lenders in its network. Any offer, rate, or fee you see comes entirely from the responding lender — not from EclipseLend.
One form, broader reach
A single submission here goes to multiple lenders at once. You enter your details once instead of repeating the same information on several different sites.
No cost to submit
Using this page is free. EclipseLend earns compensation from lenders in its network. Any charges from a lender are shown in their offer before you accept anything.
You decide
Submitting is not a commitment. If a lender sends an offer, read the full terms before agreeing. You can walk away at any point with no obligation or penalty.
Lenders in the network typically look for the following basics.
No. EclipseLend is a connection service. It routes your form to lenders in its network. Any loan offer you receive comes from the lender who responds, not from EclipseLend.
EclipseLend does not run a credit check. If a lender responds and you choose to proceed, that lender may conduct their own review, which could involve a credit inquiry.
Your form is forwarded to lenders in the EclipseLend network who operate in your state. A lender who sees a potential match may respond on-screen or contact you after you leave.
Requests on this page range from $100 to $5,000. How much a lender can offer depends on their own policies and the details you provide in the form.
No. This service is free to use. EclipseLend earns from lenders in its network. Any fees a lender charges are disclosed in their offer before you agree to anything.
No. If a lender responds, you can review their terms and decline without any penalty. Submitting this form is not a contract and creates no obligation on your part.
This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where EclipseLend does not have an available lender, you will not be connected to a lender. Our Lending Policy has current state availability. Rates & Fees explains how rates and terms actually work once you are matched with a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender's rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This website is not an offer to lend. EclipseLend is not a lender and does not make loan or credit decisions. EclipseLend connects interested persons with a lender from its network of approved lenders. EclipseLend does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. EclipseLend may receive compensation from lenders in its network. See our Advertising Disclosure. EclipseLend's service is always free to you. Submitting a request is not a guarantee of being matched or approved.
By submitting your information via this website, you are authorizing EclipseLend and lenders in its network to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize EclipseLend to share your information and credit history with a network of approved lenders. See Credit Authorization.
Lender's Disclosure of Terms. The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender's internal policies, underwriting criteria and applicable law. EclipseLend has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.