Frequently Asked Questions
Last updated: 2026-09-14
Is EclipseLend a lender?
No. EclipseLend is a connection service. It routes your form to lenders in its network. Any loan offer you receive comes from the lender who responds, not from EclipseLend.
Will submitting affect my credit?
EclipseLend does not run a credit check. If a lender responds and you choose to proceed, that lender may conduct their own review, which could involve a credit inquiry.
What happens after I submit?
Your form is forwarded to lenders in the EclipseLend network who operate in your state. A lender who sees a potential match may respond on-screen or contact you after you leave.
How much can I request?
Requests on this page range from $100 to $5,000. How much a lender can offer depends on their own policies and the details you provide in the form.
Is there a fee for using this page?
No. This service is free to use. EclipseLend earns from lenders in its network. Any fees a lender charges are disclosed in their offer before you agree to anything.
Am I obligated to accept an offer?
No. If a lender responds, you can review their terms and decline without any penalty. Submitting this form is not a contract and creates no obligation on your part.